First City Monument Bank (FCMB) Transfer Code | How To Transfer Money, Buy Airtime, Check Balance, Pay Bills And Others via USSD Code [Updated]

Latest update on FCMB Transfer Code: This post will focus on everything you need to know on how you can successfully transfer money from First City Monument Bank to another bank, check your account balance, recharge card and other functions Via FCMB USSD Code Method. it’s very fast and easy, Continue reading for more Details (guideline and Institution) below:

First City Monument Bank

First City Monument Bank (FCMB) is a banking group with a growing retail banking business. FCMB was established in 1982 and is headquartered in Lagos, Nigeria. It was licensed by the Central Bank of Nigeria (CBN) the national banking regulator.

How to Transfer Money from First City Monument Bank Via USSD Code

Do you want to transfer money from your FCMB account to another bank using the First City Monument Bank transfer code? If yes, then this article is exactly what you need.

What is Mobile Banking?

Mobile banking or USSD banking is just a way of completing all your bank transactions from the comforts of your home, using your mobile phone.

Mobile banking has been at its best in Nigeria. Happily, Nigerian banks have embraced it very well. It is fast, proficient, and smart.

Mobile banking has gotten to a point of its simplicity, bringing all your bank commands to one place, where you can make transfers, check account balance and carry out other transactions.

FCMB Transfer USSD Code

The First City Monument Bank transfer code is *329#. You can access this code from any network.  Note that you can only use your registered phone number with the bank to access the *329# services.

Features And Benefits Of Using FCMB Transfer Code

Below contains the list and features of using First City Monument Bank USSD codes:

  • Quick access
  • Convenient
  • Secure
  • It is the easy way of Banking
  • You don’t need an internet connection
  • You can transfer money to other banks
  • Check balance
  • Buy airtime
  • You can pay bills and lots more

Note: Before you can make use of mobile banking or USSD banking, you need to complete the registration.

First City Monument Bank (FCMB) Transfer Short Codes

Requirements To Register For The FCMB Transfer USSD Code

The following are what you need before you can use the transfer code:

  1. An active bank account with First City Monument Bank Nigeria Limited.
  2. Mobile number.
  3. Link your phone number to your bank account.
  4. Mobile phone
  5. Link your debit card to your FCMB account.
  6. Your phone must also be profiled for SMS alert.

How To Activate/Register For FCMB Transfer Code

  • Dial *389*214# on the phone number linked to your First City Monument Bank account.
  • FCMB Welcome Message is displayed with the following options:
    • Activate with card
    • Activate with Account
    • Activate with Mwallet
  • Choose option 2 (activate with account), then process by sending your reply
  • A new message will pop up on the screen asking you to enter the account number you want to add to the service
  • Once you have typed your account number correctly and send reply. In a short while you will receive a message saying “Congratulations you have been successfully synchronized”
  • Next, dial *389*214# from the same registered phone number
  • From the list of options available, choose “Security” and select “Change PIN.”
  • Enter your default Pin, thereafter enter your new 4-digit PIN.

Note: Please it is advisable to use a transfer PIN that you can easily remember.

FCMB Transfer USSD Code

How To Transfer Money From FCMB To Other Banks Using USSD Code

To transfer money from your FCMB account to other bank in Nigeria, dial the following code *329*Amount*Account number# E.g:{*329*3000*4012345679#} OR Dial *329# from your register phone that is link to your bank account and follow the instruction on your phone screen to complete your transaction.

Please make sure you enter beneficiary details correctly. Mistake might result to error in transaction or sending money to wrong receiver.

USSD Code To Buy Airtime From First City Monument Bank – Self Recharge

If you want to purchase airtime from your bank account to your own number, then follow the step below:

For self recharge dial *329*Amount# (for example, *329*500#, to buy 500 naira airtime for your mobile number registered with FCMB account).

How To Recharge For Others Using FCMB USSD Recharge Code

This method is used when you want to recharge any phone number not registered with First City Monument Bank Bank.

To Top Up for others, dial *329*Amount*Phone Number# on your phone (e.g. *329*200*08012345678#) to buy Airtime for your family and friends.

Once your transaction is successful, your desires phone number will be credited with the amount of credit you entered.

How To Purchase Or Buy Data Using FCMB USSD Code

simply dial; *329*1*Mobile Number# on your mobile phone and follow the on-screen prompts.

FCMB USSD Code Transactions Daily Limit

  • Daily transfer limit is N200,000 (Two hundred thousand Naira).
  • Daily transaction limit on Airtime top-up is N5,000.00 (Five thousand Naira).

How To Create FCMB Transaction Code/Pin Reset

Do you know that you need a Transaction Code to transfer up to N500,000.00 daily? If you have not created your transaction code, simply follow these simple steps:

  1. Dial *329*0#
  2. Select Create/Reset code
  3. Select your ATM Card (for customers with multiple cards)
  4. Enter your ATM Card PIN
  5. Create a 4-digit Transaction Code e.g. 1234
  6. Enter your USSD PIN
  7. Transaction code created successfully

How To Pay For DSTv OR GOTv Subscription Using FCMB USSD Code

Simply dial; *329*2*Amount*Smartcard Number# and follow the instructions that prompt up on your phone screen to complete the subscription.

How To Check First City Monument Bank Account Balance Using FCMB USSD Code

Do you know that you can check your First City Monument Bank (FCMB) account balance from phone.

To get started, just dial *329*00# to get your account balance, make sure you dial the code on the phone you registered with your account number.

How To Block FCMB USSD Profile OR Bank Account

Simply dial *329*911# from either Registered or Unregistered number.


N/B; You can enjoy other service’s such as BVN linking, blocking account/debit card, bank statement, paying of bills and so on by dialing *329# and and follow the instructions that prompt up on your phone screen.


Thanks for reading!!!

We advise you to bookmark this page and always check here for more guidelines and updates on how to make use of First City Monument Bank (FCMB) USSD transfer code for mobile banking.

Feel free to share this post with your family and friends.